BLOM Visa Credit card offers you a monthly revolving credit
line to use at your convenience for purchases and cash withdrawals.
ADVANTAGES
- With our BLOM Visa Credit, there is no limit to the things
you can buy: From daily shopping to holidays abroad, over
19,150,000 million establishments in Lebanon and abroad welcome
your Visa card.
- BLOM Visa Credit also provides you with around the clock
instant cash at any of the 855,000 ATMs available in Lebanon
and abroad. You can use your Visa card locally for LBP and
USD purchases and cash withdrawals that are converted by BLOM
Bank to your BLOM Visa account in USD. Your purchases and
withdrawals abroad are made with the local currency of the
country you are in, and are converted to USD by Visa International.
- You can spend up to your credit limit, and the minimum amount
you are required to settle every month is 10% of your total
spending with a minimum of USD 50. The settled amount is available
to you again on the card. At your convenience, you can choose
to pay more than the minimum amount required and the amount
settled will also be available on your card.
There is an annual fee of USD 40. Outstanding balances are
financed at the rate of 1.35% per month, which includes free
life insurance for the principal cardholder. Terms and conditions
are subject to change without prior notice.
Additional Benefits
- Your BLOM Visa entitles you to preferential rates on life
insurance policies issued by Arope Insurance.
- You have access to special deals, services and discounts
that BLOM Bank negotiates on behalf of its cardholders.
- You can also benefit from VISA's Global Customer Assistance
Services:
- Emergency replacement and cash advance if your card is lost
or stolen.
- World legal and medical assistance
- InfoSante card:
The InfoSante card offers you unlimited free medical telephone
assistance thus offering the opportunity to interact with
specialized doctors trained in telephone delivery of health
education. In addition to the valuable information and advice,
InfoSante may also provide guidance about health care providers.
Safety and Security
- A detailed statement summarizing your BLOM Visa transactions
is available to you at your branch on the 3rd of each month
to assist you in managing your finances.
- A personal identification number delivered to you under
a sealed envelope protects your funds and confidentiality.
- If your BLOM Visa is lost or stolen, a 24-hour hot number
is available for you to call and stop the card. Your card
is then cancelled and a replacement card is issued upon your
request.
- Your photo can be scanned on the card to avoid any misuse.
CONDITIONS
- You should be employed in the same institution for at least
one year with a minimum monthly salary of USD 700.
- You must be a BLOM Bank account holder and domicile your
salary at the Bank. If you meet these conditions, subject
to the Bank's approval, you will be eligible for a limit of
up to three times your salary with a maximum of USD 7500.
If you are married, and your household income exceeds USD
1250, you and your spouse can each get a card, with the total
limit of the two cards set up to three times your household
income.
HOW TO APPLY?
Our Customer Service Officers will be more than happy to assist
you to fill up the application at any of our
branches.
If your application is accepted your card will be in your
hand in less than 48 hours.
You can also apply on-line and you will get BLOM’s answer
to your application within two working days.
The bank holds it's right to reject any application at it's
own discretion.
