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Housing Loans from     the CPH
Darati
Darati for Lebanese      expatriates in Kuwait &      other countries
Kardi
Sayarati
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.. Darati for Lebanese expatriates in Kuwait & other countries Consumer Loans | Saving Plans | Credit Cards   
DO YOU WANT TO BUY
THE HOUSE OF YOUR DREAMS?

DO YOU WANT
TO RENOVATE YOUR HOME?

DARATI PROGRAM IS THE ANSWER


Darati, the housing loan for your dream home!

BLOM BANK sal offers you Darati to help you finance the purchase or renovation of a house or apartment.

How can I benefit from the Darati program?
If you are:
- A resident in Lebanon
- A Lebanese expatriate

What do I have to know about Darati?
- Repayment:
7 to 20 years for USD
5 to 15 years for LBP

- Financing:
80% of the price of the residence

- Interest rate:
. USD: LIBOR + 4% - with a minimum of 8% during the first year
. LBP: The interest on LBP treasury bills for one year + 3% with a minimum of 10%.
- Pre-Approval
You can have a pre-approval from the bank within 48 hours of application.
What are the conditions and guarantees required for Darati?
- Monthly income must exceed three times the monthly payment
- A down payment of 20% of the price of the residence for Lebanese residents
- A down payment of 30% for non-residents and for those applying for a loan exceeding 300,000USD
- 1st degree mortgage on the residence
- A fire and natural disaster policy and a life insurance covering the outstanding loan amount

How do I apply for Darati?
- Pass by any of our branches and get assistance from our customer service officers
- Visit our website at www.blom.com.lb where you can apply online
- Apply from your , Internet banking account

Where can I get information about Darati?

General Management:
Verdun, Rachid Karami Street, BLOM Bank's bldg.
P.O.Box: 11-1912 Riad El Solh-Beirut
1107 2807- Lebanon

Call Center 961-1-753 000
Email: blommail@blom.com.lb
Domain: www.blom.com.lb

*BLOM Bank sal reserves the right to accept or reject any application.